docs: thoughts on changes to settings.

packages/client/docs/settings.md

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+# Settings
+
+Settings, Configuration, and Preferences
+
+## `cSpell.configLocation`
+A resource level setting that specifies the location of the `cspell.json` file.
+
+## `cSpell.userWordsUrl`, `cSpell.wordsUrl`, `cSpell.ignoreWordsUrl`
+
+
+## Raw Notes
+
+* need setting to indicate that settings should use `cspell.json` by default.
+* need to be able to specify the location of user words, words, ignore words, and forbid words.
+* would like to have a format for a single list of words that represents words / ignore / forbid.
+    * Use the format for cspell 5
+        * `!` indicates forbidden
+        * `+` indicates compound required
+        * `*` indicates optional compound
+        * ` ` (don't know yet) indicates do not suggest.